Eastern Bankshares, Inc. (EBC Quick QuoteEBC - Free Report) reported $306.6 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 27%. EPS of $0.51 for the same period compares to $0.37 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $308.79 million, representing a surprise of -0.71%. The company delivered an EPS surprise of +4.08%, with the consensus EPS estimate being $0.49.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Eastern Bankshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency ratio (GAAP): 52.1% versus 52.6% estimated by four analysts on average.
• Net interest margin (FTE): 3.6% versus the three-analyst average estimate of 3.7%.
• Average Balance - Total interest-earning assets: $28.84 billion versus $28.89 billion estimated by two analysts on average.
• Total Noninterest Income: $48.7 million versus $50.03 million estimated by four analysts on average.
• Net Interest Income: $257.9 million versus the three-analyst average estimate of $257.88 million.
• Net Interest Income (FTE): $263 million versus $264.14 million estimated by two analysts on average.

View all Key Company Metrics for Eastern Bankshares here>>>

Shares of Eastern Bankshares have returned +1.8% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.